Friday, September 17

Amex Delta SkyMiles Gold card vs Amex Delta SkyMiles Platinum card: Which is a better choice for you?


This post contains links to products from our advertisers, and we may be compensated when you click on these links. Our recommendations and advice are ours alone, and have not been reviewed by any issuers listed. Terms apply to offers listed on this page.

Amex is an Insider advertising partner.

Delta and American Express offer several co-branded credit cards, and the welcome offers for these cards fluctuate throughout the year.

If you’re a Delta flyer but aren’t sure which card is right for you, two Delta consumer cards make sense for the majority of travelers: the Delta SkyMiles® Gold American Express Card, and the Delta SkyMiles® Platinum American Express Card.

We’ll compare these two options to help you decide if either is the right pick for you.

Comparison: Amex Delta Gold Card vs Amex Delta Platinum Card

Annual Fee

$0 for the first year, then $99

Regular APR

15.74%-24.74% variable

Featured Reward

70,000 Bonus Miles after spending $2,000 in purchases (plus a $200 statement credit after you make a Delta purchase) within your first 3 months (offer expires 7/28/2021)

Intro APR

0% intro APR on purchases for 12 months (offer expires 7/28/2021)

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Pros & Cons

  • Details


  • Pros
    • Earns bonus miles at restaurants and US supermarkets
    • Annual fee is waived the first year
    • You get a free checked bag and Main Cabin 1 Priority Boarding on Delta flights
    Cons
    • Doesn’t go above and beyond in terms of benefits beyond Delta perks
    • Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021 .
    • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening, then a variable 15.74%-24.74%. Offer expires 7/28/2021.
    • Enjoy your first checked bag free on Delta flights.
    • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at US supermarkets.
    • $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
    • Enjoy a $0 introductory Annual Fee for the first year, then $99.
    • Terms Apply.

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    The Delta SkyMiles® Gold American Express Card is best for the occasional or casual Delta flyer. It comes with an annual fee of $0 for the first year, then $99, and a hefty welcome bonus of 70,000 Bonus Miles after spending $2,000 in purchases (plus a $200 statement credit after you make a Delta purchase) within your first 3 months (offer expires 7/28/2021).

    If you spend at least $10,000 in purchases on the Delta SkyMiles® Gold American Express Card in a calendar year, you’ll get a $100 Delta flight credit, which can help offset the annual fee. The card earns 2x miles at US supermarkets and at restaurants worldwide, 2x miles on Delta purchases, and 1 mile per dollar on all other eligible purchases.

    Read more: Delta SkyMiles Gold American Express Card review

    While there are compelling reasons to get the Delta SkyMiles® Gold American Express Card for its welcome offer and ongoing benefits, keep in mind that several cards offer better bonuses on spending at restaurants and US supermarkets, and there are also plenty of cards — including the Chase Sapphire Preferred® Card — that offer bonus rewards on travel, including airfare.

    Regular APR

    15.74% to 24.74% variable

    Credit Score

    Good to Excellent

    Featured Reward

    90,000 Bonus Miles after spending $3,000 in purchases (plus a $200 statement credit after you make a Delta purchase) within your first 3 months (offer expires 7/28/2021)

    Intro APR

    0% intro APR on purchases for 12 months (offer expires 7/28/2021)

    Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Pros & Cons

  • Details


  • Pros
    • Earns bonus miles at restaurants and US supermarkets
    • Annual companion certificate can help you recoup most, if not all, of the annual fee
    • You get a free checked bag and priority boarding on Delta flights
    Cons

    • Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021 .
    • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening, then a variable 15.74%-24.74%. Offer expires 7/28/2021.
    • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
    • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
    • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at US supermarkets.
    • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
    • Enjoy your first checked bag free on Delta flights.
    • Fee Credit for Global Entry or TSA Pre✓®.
    • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
    • No Foreign Transaction Fees.
    • $250 Annual Fee.
    • Terms Apply.

    Read Our Review
    Read Our ReviewA looong arrow, pointing right

    If you’re a more frequent Delta flyer, you may want to take a look at the Delta SkyMiles® Platinum American Express Card, which has a $250 annual fee and offers additional benefits.

    Unlike the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card can help you earn Medallion® Qualification Miles (MQMs) toward Delta elite status through its Status Boost benefit.

    You’ll earn 10,000 MQMs after you spend $25,000 on purchases with the card in a calendar year, and another 10,000 MQMs if you spend another $25,000 in the same year — for up to 20,000 MQMs (offer ends 12/31/21). For reference, Delta Silver Medallion status, the lowest elite level, requires 25,000 MQMs.

    The Delta SkyMiles® Platinum American Express Card also offers up to a $100 credit to cover the application fee for Global Entry or TSA PreCheck. You also get an annual Delta companion certificate each year upon account renewal that allows you to fly a companion with you on a domestic flight for only the taxes and fees.

    Read more: 4 credit cards that get you free or discounted access to Delta Sky Club airport lounges

    Another benefit of the Delta SkyMiles® Platinum American Express Card is the ability to access Delta Sky Clubs when you’re flying Delta, at a discounted rate of $39 per visit. Also, keep in mind that the Delta SkyMiles® Reserve American Express Card ( with a $550 annual fee (See Rates)) offers complimentary Delta Sky Club access when you’re flying Delta.

    New Delta SkyMiles® Reserve American Express Card cardholders can earn 90,000 Bonus Miles after spending $3,000 in purchases (plus a $200 statement credit after you make a Delta purchase) within your first 3 months (offer expires 7/28/2021)

    Amex Delta Gold Business card vs Amex Delta Platinum Business card

    There are also business versions of these two cards:



    www.businessinsider.com