Thursday, July 29

Commentary Freelancer

BI Commentary, Commentary Freelancer, Congress, Economy, Fight for 15, McDonald's, Minimum Wage, Opinión, Politics, Retail, Workers

It’s been 12 years since Congress last raised the minimum wage. As a McDonald’s worker who makes just $10 an hour, I’m getting sick of Congress delaying another much-needed raise.

It's been 12 years since the federal minimum wage was increased to $7.25 per hour. I'm a McDonald's worker who makes just $10 per hour. Millions of people across the country can no longer afford to wait — Congress must raise the minimum wage and lift workers out of poverty. Jarmier Owens has worked at a McDonald's location in Detroit for four years. This is an opinion column. The thoughts expressed are those of the author. LoadingSomething is loading. ...
accessibility, BI Commentary, Commentary Freelancer, Labor, Old Age, Opinión, Tech, Tech Insider

The tech industry has a hidden unpaid labor problem

Tech services are increasingly reliant on young, tech-savvy people to explain products to older populations. Media depictions of older people not understanding technology often become self-fulfilling prophecies. Tech services must become more accessible for all age groups. Ingrid Cruz is a freelance writer based in Mississippi. This is an opinion column. The thoughts expressed are those of the author. LoadingSomething is loading. ...
BI Commentary, Commentary Freelancer, Congress, Economy, Opinión, Payroll Tax, Politics, Unemployment

Congress is sitting on an easy solution to speed job growth without causing inflation

Congress should suspend employer payroll taxes for businesses that expand their current payrolls with new hires from the long-term unemployed. This kind of targeted tax cut was already done before in 2010, proved to be bipartisan, and doesn't cause inflation. A CBO study ranks this tool in the top tier for being cost effective in reducing unemployment. Joseph S. Fichera has served since 2000 as chief executive officer of Saber Partners, LLC, a boutique financial consulting firm for regulators and corporations. This is an opinion column. The thoughts expressed are those of the author. See more stories on Insider's business page. ...
BI Commentary, Canada, Commentary Freelancer, Genocide, Indigenous People, Opinión, Politics

The revelation of Canada’s cultural genocide against native people should shake the world into a historical reckoning that extends beyond empty apologies

751 unmarked graves of indigenous Canadians were uncovered weeks after another mass grave was found. The shocking news should jolt not just Canada, but the entire global community into reckoning with their own histories of cultural genocide. From Australia to China and a number of nations in between, policy and not apologies are what marginalized communities need to heal. Parisa Hashempour is a freelance journalist and International Studies lecturer living in the Netherlands. This is an opinion column. The thoughts expressed are those of the author. Weeks after a mass grave of 215 children was uncovered at t...
BI Commentary, Biden, Commentary Freelancer, Healthcare, hearing aid, Opinión, OTC, Politics

Hearing aids cost an average of $5000. Biden’s plan to make them affordable doesn’t go far enough.

President Biden's recent executive order aims to address, among other things, the exorbitant costs of hearing aids. Hearing aids cost an average of $5,000 and are rarely covered by insurance. Only 14% of the 48 million Americans with hearing loss can afford hearing aids. Over-the-counter hearing aids are not meant for children or those with severe or profound hearing loss. Erin Marsh is a writer and yoga teacher from the Midwest. This is an opinion column. The thoughts expressed are those of the author. ...
BI Commentary, Birth Rate, Careers, Commentary Freelancer, Life, Motherhood, Opinión, Parenting, Strategy, Workplace Culture

I know firsthand that having kids while young is penalized at work. If we’re worried about declining birth rates, workplaces need to start supporting young motherhood.

The US birth rate is declining partly because women are delaying childbirth. Workplace culture that discriminates against mothers plays a big part in deterring women from having children earlier in life. Now is the time to address the part our workplaces play in families' reproductive options. Avital Chizhik-Goldschmidt is a writer living in New York City. This is an opinion column. The thoughts expressed are those of the author. LoadingSomething is loading. ...
BI Commentary, Commentary Freelancer, Debt relief, Economy, Farming, Opinión, Politics, Racism, USDA

White farmers blocked a much-needed federal relief program for Black farmers. The saga proved Black farmers won’t overcome racism unless they take their economic future into their own hands.

In a historical step to redress racism, the USDA was poised to issue $4 billion in debt relief to farmers of color. White farmers and banks pushed back, in an attempt to uphold the racist structures they've benefitted from for centuries. Black farmers won't overcome racism until they take the levers of finance into their own hands and forge their own financial institutions. This is an opinion column. The thoughts expressed are those of the author. See more stories on Insider's business page. This month, in a historic step to redress racism, the United States Department of Agriculture planned to begin issuing...
American Jobs Plan, BI Commentary, Commentary Freelancer, Corporate Tax, Economy, Insurance, Mortgage, Opinión, Politics, Real Estate

Biden’s big jobs plan will actually hurt low-income and minority Americans’ chances of owning a home

The American Jobs Plan would make home ownership less accessible for low-income and minority home buyers. If you can't put 20% down when you buy a house, you have to pay mortgage insurance. Biden's plan would make private mortgage insurance more expensive. Jerry Theodorou is the director of the Finance, Insurance and Trade Policy Program at the R Street Institute. This is an opinion column. The thoughts expressed are those of the authors. See more stories on Insider's business page. Homeownership is a pillar of the American dream. Last year, the pandemic made many Americans realize ...
BI Commentary, Commentary Freelancer, Congress, Credit, Economy, Housing, Markets, Mortgage Loans, Opinión, Politics, Racism, Real Estate

America’s housing market is racist. Congress could easily help fix it if they wanted to.

Black borrowers are 80% more likely to be denied a mortgage than white borrowers. The Fair Lending for All Act would establish a new federal office to ensure discrimination in lending is not happening. The bill would help end discriminatory practices by clarifying that discrimination based on zip code or census tract is prohibited under ECOA. This is an opinion column. The thoughts expressed are those of the author. See more stories on Insider's business page. In 2020, Black borrowers were 80% more likely to be denied a mortgage than white borrowers. While this statistic is jarring, it is hardly surprising t...
BI Commentary, Commentary Freelancer, Diplomats, Opinión, Politics, Tourism, Travel, Traveling

I was an American diplomat for 12 years, traveling and immersing myself in cultures around the world. Here’s what you can learn from diplomats when you’re traveling

Diplomats are dispatched all over the world, engaging with different cultures and ideologies. Here's what you can learn from them if you're traveling. This is an opinion column. The thoughts expressed are those of the author. See more stories on Insider's business page. Diplomats spend their whole careers living and traveling overseas. They have to immediately immerse themselves in a wide range of places around the planet. These ambassadors and attaches deftly manage to cross borders and cultures. I had to learn a lot of these nuanced navigational skills during my 12 years as an American diplomat. So let me share a few of their tri...