Friday, July 30

Home Warranty

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If you purchased appliances for your rental, renters insurance will cover most damage — but not improper maintenance

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Most landlords furnish rental units with household appliances, but if your landlord didn't supply appliances and you had to buy them, renters insurance will cover damage to your appliances. But in order for damage to be covered, it must be the result of named insurance perils, or covered events, such as fire, theft, and vandalism.Does renters insurance cover household appliances?Renters insurance is a type of homeowners insurance that replaces your belongings if damaged or stolen. Howeve...
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Homeowners insurance protects your AC unit from damage, but not for regular repairs and maintenance

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.If your AC unit is damaged due to an insurance peril, homeowners insurance covers it. However, if your AC unit doesn't work due to lack of maintenance, insurance doesn't cover it. A home warranty may be an option when homeowners insurance isn't applicable. See Insider's guide to the best homeowners insurance companies. Summer is here. As temperatures rise, air-conditioning usage increases. If ...