Thursday, July 29

Renters

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If you purchased appliances for your rental, renters insurance will cover most damage — but not improper maintenance

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Most landlords furnish rental units with household appliances, but if your landlord didn't supply appliances and you had to buy them, renters insurance will cover damage to your appliances. But in order for damage to be covered, it must be the result of named insurance perils, or covered events, such as fire, theft, and vandalism.Does renters insurance cover household appliances?Renters insurance is a type of homeowners insurance that replaces your belongings if damaged or stolen. Howeve...
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The new Bilt Rewards program lets you earn points for paying rent — and frees up money for a down payment or renters insurance

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Bilt Rewards helps renters avoid a surcharge when paying rent with a credit card. The program also lets renters earn points that can be used for a mortgage down payment or even toward their rent. Bilt allows renters to have more cash on hand for other expenses like renters insurance. Read more Personal Finance Insider coverage » One in four renters spend half of their income on rent, according...