The subsidy for people over 52 It is intended for people who are in a situation of unemployment and that they have no right to unemployment benefit. One of the key requirements to be able to benefit from this subsidy is not having reached the ordinary retirement age.
In principle, this help for people over 52 is available for both employed workers as for self-employed. But it seems that self-employed workers find it more difficult to access this subsidy for the elderly.
A large percentage of freelancers they begin to set up their project after working for a company for a third party for several years. This means that it is possible that many of these workers have not contributed to the RETA for 5 years, which is one of the requirements to be able to access this pension.
Requirements to apply for the subsidy for people over 52 years of age
This monthly financial assistance is a relief for those who are still looking for a job or for those who are waiting for retirement age. However, in order to access the subsidy it is necessary to meet the following requirements:
- Be 52 years old or older at the time of accessing this subsidy.
- Be unemployed and registered as a job seeker with one month of seniority.
- Do not exceed the monthly income by 75% of the Minimum Interprofessional Salary (SMI).
- Have 15 years of contribution. Of these, two years must be immediately prior to the request for financial aid.
- Sign the activity commitment.
Can I access the subsidy for people over 52 years of age being self-employed?
Although there is no impediment to requesting a Help for people over 52 who are self-employedthe truth is that there may be some complications to access it.
However, self-employed workers who meet the established requirements may apply for the subsidy for those over 52 years of age from the SEPE Electronic Headquartersby administrative mail, benefit office or at any public registry office.
In this sense, the Government of Spain approved in March 2022 a Royal Decree-law that will also enable discontinuous permanent workers to access the subsidy for those over 52 years of age.
With this initiative they intend that everyone who needs it, and who meets the requirements, can access this help until they find a new job or reach retirement age.