Friday, December 3

What did Argentines invested in in the last year

On the other hand, one in four respondents, that is, 26% indicated that they frequently use financial investments tied to the international economy (eg stocks, mutual funds, CEDEARs or ADRs), while 22% indicated that they use fixed terms from local banks.

In addition, 17% of those who achieved some type of savings during the last year acknowledged keeping their money in pesos in bank accounts, while 16% kept it in cash. Finally, only 4% of those surveyed with savings capacity said they have frequently resorted to property investments.

In terms of profits, one in four respondents who were able to invest in the last year, or 26%, claimed to have gained a lot through these operations, while 66% of them said they had earned little. 92% of those who made some type of investment obtained some type of profit related to it. This value contrasts against 6% who acknowledged having lost a little and 2% who regretted having lost a lot.

On the other hand, respondents were asked if they had the need to borrow money from family or friends in recent years. In this regard, although seven out of ten consulted denied having to do so, 23% of them said they had to borrow a large sum more than once, while the remaining 7% acknowledged that they had had to do it four times or more, being a frequent practice.

Regarding this last point, seven out of ten respondents recognized that, if they had to ask for a relatively large sum of money in the future, they would be inclined to ask a relative, along with another 5% who said they would rather ask a friend for it. Conversely, 22% of the respondents stated that they would go to a bank and 2% who would favor a private non-bank credit institution.

On the other hand, respondents were asked if they used to operate banks in their daily lives. While eight out of ten respondents reported operating with banks frequently, the remaining 20% ​​acknowledged that they did not use them on a regular basis.

The debit card was identified as the main means of payment used by the respondents, while 25% said they use it always or almost always, along with another 32% who said they use it relatively frequently, against 16% who said they never use it.

The credit card presented similar percentages of use, while 43% of the respondents said they use them always or almost always, 41% indicated doing it some times and 16% never doing it.

In addition, bank transfers maintain high usage percentages, similar to those of the various cards. Among those consulted, 42% stated that they used this means of payment almost always and 50% said to do it some times, against 8% who denied using them.

For its part, 48% acknowledged that they used pesos in cash as the main means of payment almost always, against 46% who said they use them sometimes. However, it should be noted that 6% of those surveyed said they never use them.

Finally, among the most used means of payment in the Metropolitan Area of ​​Buenos Aires, Mercado Pago stands out, while 40% of those surveyed indicated that they use it always or almost always and 43% do it sometimes.

Among the least used means of payment are prepaid cards, cash dollars, the MODO app and other applications for digital wallets or mobile payments (BN +, UALA, etc.). None of these initiatives exceeded 15% utilization by respondents.

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